.scm-issues{align-items:start;display:grid;gap:12px;grid-template-columns:repeat(2,1fr);margin-top:56px}.scm-issue-row{background:var(--card);border:1px solid var(--border);border-left:3px solid var(--orange);border-radius:10px;overflow:hidden;transition:background .2s ease,border-color .2s ease,box-shadow .2s ease}.scm-issue-row:hover{background:var(--card-2);box-shadow:0 16px 40px -22px rgba(255,153,41,.45)}.scm-issue-head{align-items:center;background:none;border:none;color:#fff;cursor:pointer;display:flex;font-family:inherit;gap:16px;padding:22px 26px;text-align:left;width:100%}.scm-issue-chevron{color:var(--orange);flex:none;font-size:20px;font-weight:700;line-height:1;transition:transform .22s ease;width:20px}.scm-issue-row--open .scm-issue-chevron{transform:rotate(90deg)}.scm-issue-title{font-size:19px;font-weight:600;letter-spacing:-.3px;line-height:1.25}.scm-issue-panel{max-height:0;overflow:hidden;transition:max-height .28s ease}.scm-issue-row--open .scm-issue-panel{max-height:220px}.scm-issue-panel__inner{color:var(--muted);font-size:14.5px;line-height:1.6;padding:0 26px 24px 62px;text-wrap:pretty}.scm-issue-panel__inner strong{color:#fff;font-weight:600}.scm-issue-note{background:var(--card);border:1px solid var(--border);border-left:3px solid var(--orange);border-radius:10px;margin-top:80px;padding:24px 28px}.scm-issue-note__label{color:var(--orange);display:block;font-family:Plus Jakarta Sans,Inter,sans-serif;font-size:12px;font-weight:700;letter-spacing:1.6px;margin-bottom:10px;text-transform:uppercase}.scm-issue-note p{font-family:Plus Jakarta Sans,Inter,system-ui,sans-serif;font-size:clamp(18px,1.5vw,22px);font-weight:600;letter-spacing:-.3px;line-height:1.4;margin:0}.scm-issue-note em{color:var(--orange);font-style:italic}.scm-calendly{background:linear-gradient(180deg,transparent,rgba(7,100,208,.55) 55%,#0764d0)}.scm-calc-card{background:linear-gradient(160deg,rgba(255,153,41,.1),hsla(0,0%,100%,.02) 55%);border:1px solid var(--border-s);border-radius:18px;box-shadow:0 30px 90px -30px rgba(255,153,41,.25),inset 0 1px 0 hsla(0,0%,100%,.04);display:flex;flex-direction:column;min-height:380px;overflow:hidden;padding:30px 28px;position:relative}.scm-calc-card:before{background:radial-gradient(closest-side,rgba(255,153,41,.22),transparent 70%);content:"";height:220px;pointer-events:none;position:absolute;right:-60px;top:-60px;width:220px}.scm-calc__intro-title{color:var(--orange);font-family:Plus Jakarta Sans,Inter,system-ui,sans-serif;font-size:19px;font-weight:700;letter-spacing:-.3px;margin-bottom:8px;text-transform:none}.scm-calc__intro-sub{color:var(--muted);font-size:14.5px;line-height:1.5;margin-bottom:22px}.scm-calc__progress{background:hsla(0,0%,100%,.08);border-radius:999px;height:4px;margin-bottom:26px;overflow:hidden}.scm-calc__progress-bar{background:var(--orange);border-radius:999px;height:100%;transition:width .26s ease}.scm-calc__q-num{color:var(--orange);font-size:12px;font-weight:700;letter-spacing:1.4px;margin-bottom:12px;text-transform:uppercase}.scm-calc__q-title{color:#fff;font-family:Plus Jakarta Sans,Inter,system-ui,sans-serif;font-size:21px;font-weight:700;letter-spacing:-.4px;line-height:1.3;margin-bottom:22px}.scm-calc__options{display:grid;gap:10px}.scm-calc__opt{background:hsla(0,0%,100%,.03);border:1px solid var(--border);border-radius:10px;color:#fff;cursor:pointer;font-family:inherit;font-size:15px;font-weight:600;padding:14px 18px;text-align:left;transition:background .16s ease,border-color .16s ease,transform .16s ease}.scm-calc__opt:hover{background:rgba(255,153,41,.08);border-color:var(--orange-line);transform:translateX(2px)}.scm-calc__back{align-self:flex-start;background:none;border:none;color:var(--muted);cursor:pointer;font-family:inherit;font-size:13px;margin-top:18px}.scm-calc__back:hover{color:#fff}.scm-calc__result{display:flex;flex:1;flex-direction:column;justify-content:center;padding:28px 0;text-align:center}.scm-calc__result-lbl{color:#fff;font-size:15px;font-weight:700;margin-bottom:16px}.scm-calc__result-value{color:#fff;font-family:Plus Jakarta Sans,Inter,system-ui,sans-serif;font-size:clamp(34px,3.8vw,46px);font-weight:700;letter-spacing:-.8px;line-height:1.15;margin-bottom:32px}.scm-calc__result-actions{align-items:stretch;display:flex;flex-direction:column;gap:10px}.scm-calc__result-actions .scm-btn{justify-content:center}.scm-calc__note{color:var(--muted-2);font-size:12px;line-height:1.5;margin-top:18px}.scm-gains__hdr{font-family:Plus Jakarta Sans,Inter,system-ui,sans-serif;font-size:clamp(36px,3.4vw,52px);font-weight:700;letter-spacing:-1.2px;line-height:1.05;margin-bottom:56px;margin-top:240px}.scm-gains-row{align-items:stretch;display:grid;gap:24px;grid-template-columns:1.7fr 1fr}.scm-gains{margin-top:0}.scm-gains-row .scm-ambic{box-sizing:border-box;display:flex;flex-direction:column;height:100%;justify-content:space-between;margin-top:0}.scm-gains__list{display:grid;gap:26px}.scm-gain{align-items:flex-start;display:flex;gap:16px}.scm-gain__check{color:var(--orange);flex-shrink:0;font-size:20px;font-weight:700;line-height:1;margin-top:5px}.scm-gain__title{color:#fff;font-family:Plus Jakarta Sans,Inter,system-ui,sans-serif;font-size:19px;font-weight:700;letter-spacing:-.3px;margin-bottom:4px}.scm-gain__desc{color:var(--muted);font-size:15.5px;line-height:1.55;text-wrap:pretty}.scm-ambic{background:var(--orange-soft);border:1px solid var(--orange-line);border-radius:20px;margin-top:160px;overflow:hidden;padding:56px 48px;position:relative}.scm-ambic:before{background:radial-gradient(closest-side,rgba(255,153,41,.2),transparent 70%);content:"";height:240px;pointer-events:none;position:absolute;right:-40px;top:-40px;width:240px}.scm-ambic .scm-ambic__badge{background:rgba(11,26,74,.9);border:none}.scm-ambic__text{color:#fff;font-size:15.5px;line-height:1.6;margin:0 auto;max-width:780px;text-align:left}.scm-ambic__text strong{color:var(--orange);font-weight:700}@media (max-width:768px){.scm-issues{gap:10px;grid-template-columns:1fr;margin-top:32px}.scm-issue-head{gap:12px;padding:18px 20px}.scm-issue-panel__inner{padding:0 20px 20px}.scm-ambic{border-radius:14px;padding:32px 20px}.scm-issue-note{gap:12px;margin-top:48px;padding:20px 22px}.scm-issue-note:before{width:24px}.scm-gains{margin-top:64px}.scm-gain{gap:10px}.scm-ambic__panel{padding:24px 22px}.scm-gains__hdr{margin-bottom:32px;margin-top:80px}.scm-gains-row{gap:32px;grid-template-columns:1fr}.scm-calc-card{min-height:unset;padding:24px 20px}}